PocketMoney
version 1.4 for iPhone
About PocketMoney®
Simple, elegant, and powerful - PocketMoney tracks your finances quickly and accurately.
PocketMoney has been an leader and innovator in the mobile computing industry. Starting with the Apple Newton OS over 14 years ago, on through the Palm OS and Pocket PC.
PocketMoney brings all that experience to the iPhone, and builds on the elegance and power of the iPhone platform to give our users the best user experience ever.
• Track an unlimited number of accounts.
• Repeating and split transactions.
• Generate expense reports & pie charts.
• Auto-complete transaction based on Payee.
• Turn on multiple currency support if you are frequent traveler.
• Built in backup and restore over local Wi-Fi network. (Requires SyncDocs)
• Import and export QIF files over local Wi-Fi network. (Requires SyncDocs)
• Several languages supported.
Support User Forums:
http://www.catamount.com/forums/
Support E-mail:
support@catamount.com
(I use SpamArrest to deal with spam. You will receive an email asking you to confirm that you are a human.)
Copyright & Trademark:
©1994-2009, Catamount Software. PocketMoney is a registered trademark of Catamount Software.
Table of Contents
The first time you launch PocketMoney it will open to a blank Account List Screen.
Tap the New Account button to create a new Account to track.
Edit Button: Switches the screen to the standard iPhone Editing screen. Tapping the red circle lets you delete an Account. Tapping on an Account name will open the Account Info Screen.
Preferences button: Opens the PocketMoney Preference screen.
Account Icon: Opens the Account Info Screen for that Account.
Account name: Tapping on the Account name will open the Transaction Register screen for that Account.
Account balance: Tapping on the Account Balance will create a new transaction and open the Edit Transaction screen to allow you to edit it...use this shortcut to save a couple steps to quickly create a new transaction for a specific account.
Balance bar: Displays one or two options for the balance. Set which balance options to show by pressing the View Options button.
New Account button: Creates a new Account and opens the Account Info Screen.
Action button: Opens the Wi-Fi File Transfers action sheet.
Account Info Screen is where you set general settings for a particular Account.
Back (PocketMoney) button: Returns you to the previous screen.Account name field: This must be filled in when you create a new Account. This name is what is displayed on the Account List and Account Transaction screens.
Type: The type of the account. The options are Bank, Cash, Credit Card, Asset, Liability, and Online.
The Online type doesn’t display a balance in the Account List screen, but will instead open to the website entered on the website line. So, I might have a PayPal account setup to launch the http://www.PayPal.com so I can access my online account from within PocketMoney, keeping all my accounts in one place. [*Please note: this is NOT online banking where you can download your statements or electronic banking from PocketMoney. You are actually logging into your account through a web browser just as if you were using Safari.]
Icon: Tapping anywhere in the Icon cell will open the Icon Picker. Pick one of the icons that come with PocketMoney, or a custom icon if you installed any. (*See Installing Custom Icons in the Miscellaneous Chapter.)
Expires, Account #, Institution, Phone, Notes: Optional fields for specific information on your accounts. The Notes field is a free form field that allows you to enter longer amounts of data about the account. You could put the bank address or the wire transfer information in Notes.
Phone and Website info button: Tap the blue arrow to open to dial the phone number or open the website.
Website: If you set the type to Online, then this needs to be set to the url that you use to connect to the online banking at your institution.
Fee: The Fee field is used on the Edit Transaction screen if you tap the +Fee button. You might want to set the fee if the account has a service fee for withdrawing money from ATMs. This saves you data entry since you can enter the ATM withdrawal, then tap +Fee to quickly add a new transaction with the foreign ATM fee amount. If you receive a lot of wire transfers, then you could set this for the wire transfer fee.
Limit: This holds the minimum balance if the Type of the account is Bank, Cash, or Asset, and holds the credit limit if it is a Credit Card or Liability account. Leave Limit blank if you do not want PocketMoney to highlight your account balances red if you exceed or fall below the limit for the account. Limit is also used to calculate the Available Balance.
Chk#: The next check number to use when +123 button is tapped on the Edit Transaction screen.
Currency: If Multiple Currencies is ON in the PocketMoney Preferences, then you can set a currency for individual accounts. Picking a currency from the Currency Picker will also update the Exchange Rate with the current exchange rate from the web.
Exchange Rate: The exchange rate per one unit of your home currency.
Tapping on a Account in the Account List screen opens the Account log screen. There are three different displays depending on if you are looking at Fuel, Trips, or Services.
Back button: Returns you to the previous screen.
New button: Creates a new Transaction.
Cleared Checkbox: Marks the transaction as cleared.
Balance as of Transaction Date: The balance at the transaction date. Also known as, the running balance or the future balance at a particular date. If you post future transactions, then this will show you the balance for your account as of the date of that future transaction.
Swipe to delete row: Drag your finger from left to right on a row to display the red Delete button so you can delete the transaction.
Tools button: Opens the Tools Screen which includes reports, account adjustment, and rollup options. (See Transaction Register Tools for more info.)
Action button: Opens the Wi-Fi File Transfers action sheet. This also includes the E-mail option so you can email the currently viewing register. (See Wi-Fi Backup, Restore, Import, Export for more info.)
View button: Opens the Transaction Register View Options Screen. Pick what fields to show in the transaction’s row. Go to a specific date. Change the date ordering. And create custom filters to limit what data to show. (See Transaction Register View Options for more info.)
Tapping the New button on the Account List screen will create a new transaction and opens the Edit Transaction screen.
PocketMoney provides three types of transactions using the Data Entry Slip:
• Deposit - from sources outside PocketMoney. Deposits are any transactions that increase your net worth, such as depositing your paycheck into checking, or depositing an inheritance from Aunt Gertrude into your savings account.
• Withdrawal - to payees outside PocketMoney. Withdrawals are any transactions that decrease your net worth, such as writing a check for your electric bill, spending $10 at the movies, or using your credit card to purchase a new snowboard.
• Transfer - from one PocketMoney account to another. Transfers do not change your net worth because money is just being moved between accounts. Examples include withdrawing cash with your ATM card (into Petty Cash), or writing a check to pay your credit card.
Save: Saves the transaction and returns you to the previous screen.
Cancel: Cancels any edits you’ve done and returns you to the previous screen.
Withdrawal/Deposit/Transfer: The transaction type selector sets the type of the transaction. If you press Transfer when the Transfer To account is empty, then it will prompt you for the account to transfer money to.
Withdrawal - to payees outside PocketMoney. Withdrawals are any transactions that decrease your net worth, such as writing a check for your electric bill, spending $10 at the movies, or using your credit card to purchase a new snowboard.
Deposit - from sources outside PocketMoney. Deposits are any transactions that increase your net worth, such as depositing your paycheck into checking, or depositing an inheritance from Aunt Gertrude into your savings account.
Transfer - from one PocketMoney account to another. Transfers do not change your net worth because money is just being moved between accounts. Examples include withdrawing cash with your ATM card (into Petty Cash), or writing a check to pay your credit card.
Note: Transfer transactions are saved as two separate entries; one transaction for the transfer from account and one transaction for the transfer to account. Any modifications made to one half of the transfer are made intelligently to the second half.
Date: Date of transaction. Tapping the Date label or date will open the Date Picker. Tapping on the Blue Disclosure Button will open the Repeating Transaction Editor. If the transaction is a repeating transaction then the date will be orange in color.
Payee (To/From/Transfer To/Transfer From): Tapping the Payee label or > will open the Payee Picker. With a new transaction PocketMoney tries to auto-complete the transaction for you.
Auto-Complete - Looks backwards through your transactions trying to match the Payee field you are currently entering. If it finds a match then it intelligently fills in the other fields. (It won’t replace date or amount if you already changed them.) If you tap delete then it will erase any auto complete that it entered. Tap Next to finalize the auto complete.
If a Category is entered, and you open the Payee Picker, then the Payee Picker will show only Payees for that Category by default. At the bottom of the Payee picker is a selector. Pressing All will show All Payees.
Amount: The amount you spent or received. Tapping on the Amount label or > will open the Exchange Rate Worksheet if Multiple Currencies is on in the PocketMoney Preferences. (See Exchange Rate Worksheet for more information.)
ID#, Cleared, Memo & Class: Optional fields. You can turn their display off in the View Options.
Category: Turn on “Category above Payee” if you want Category positioned like PocketMoney for Newton, Palm OS, and PocketPC positions Category.
If a Payee is entered, and you open the Category Picker, then the Category Picker will show only Categories for that Payee by default. At the bottom of the Category picker is a selector. Pressing All will show All Categories.
++ Duplicate button: Duplicates the current transaction.
Splits button: Opens the Edit Splits screen. If the transaction is already has splits transactions, then the category will be displayed as <--splits--> and you can tap on <--splits--> to access the Edit Splits screen, too.
+Fee: Creates a new transaction with the Fee specified in the Account Info for this account.
+123: Inserts the next check number into the ID# field.
View Options: Opens the View Options screen where you can toggle the display of the Payment, Notes, Class, and Cost/Gal fields on or off. (See Edit Transaction View Options for more info.)Trash Can: Deletes the current entry.
Splits allow you to breakout a single transaction into several categories and amounts. If you shop at Super Walmart and buy groceries, a new book shelf, and get $40 cash back then you can enter each sub transaction for your Food:Groceries, Home, and Transfer to Cash.
The split transactions are in the top section of the window. Tap on an item to edit it.
Splits total: the sum of the split items entered.
Remainder: the difference between the splits total and the total.
Total: the overall amount for the transaction. This is the amount shown on the Edit Transaction screen and in the transaction register.
+: creates a new split item
+Remainder: creates a new split item with the amount of the remainder.
Adjust: sets the Total to the Splits Total. If you add new split items it doesn’t update the Total automatically so you can see how much remainder you have left. After you add the new split items, then tap Adjust to update the Total.
For transactions that occur at regular intervals you must let PocketMoney know they are repeating transactions and when they repeat. Examples of common repeating transactions are mortgage, salary, phone bill, and car payments.
Frequency: None, Daily, Weekly, Monthly, Yearly. To stop a repeating transaction set the Frequency to None.
Every: Repeat transaction every x days, weeks, months or years.
End On: End date for repeating transaction. Set to the end date of your car payments so it stops repeating when your car is paid off.
Repeat weekly on: Set the day of the week that Weekly repeating transactions repeat on. If you buy coffee each morning before work, then check Monday - Friday to have a transaction for $7 for the super quad grande white mocha with hazelnut from Starbucks each morning.
Repeat monthly on: Monthly repeating transactions can repeat on the same date each month (15th of each month), or repeat on a day in the month (3rd Friday).
NOTE: PocketMoney will add repeating transactions each time the application is launched if there are new repeating transactions ready to be added.
Tapping on Repeating Transactions on the main Accounts screen will show all of the repeating transactions across all of your accounts. In the sample above the account is listed below the amount of the transaction, and the type of the repeating event is listed under the date.
Tapping the + will create a new repeating transaction, but since no account is selected you need to make sure you select an account.
Initially, all account balances in PocketMoney are zero. The first step in PocketMoney is creating Opening/Starting balances for all your accounts. Let’s set up balances for checking and Visa accounts. These accounts are the defaults built into PocketMoney, but you can change the name of the accounts and add as many other accounts as you need.
Let’s create a checking account starting balance of $354.88:
1. Open PocketMoney.
2. Create a Checking Account.
a. Tap New button.
b. Enter “Checking” in the Account field.
c. Tap Back button.
3. Select “Checking” from the Account listing.
4. Tap New button.
5. Set the transaction type to Deposit.
6. Enter “Miscellaneous” into the Category field.
7. Enter “Opening Balance” into the From field.
8. Enter the check number of the last check that you wrote into the Id # field. This enables PocketMoney to assign the next available check number.
9. Enter 354.88 into the Amount field.
10. Tap Save. This will save the transaction.
11. Observe that the calculated balance is $354.88.
Let’s create an unpaid balance in your Visa account of $1,224.69:
1. Tap Back button to return to the Account List screen if you are not there.
2. Create a Visa Account.
a. Tap New.
b. Enter “Visa” in the Account field.
c. Set the Type to “Credit Card”
d. Tap Back button.
3. Select “Visa” from the Account listing.
4. Tap New.
5. Set the transaction type to Withdrawal. (This is money you owe.)
6. Enter “Miscellaneous” into the Category field.
7. Enter “Opening Balance” into the To field.
8. Enter 1224.69 into the Amount field.
9. Tap Save. This will save the transaction. Tap Back button to return to Account List.
10. Observe that the calculated balance is ($1224.69). Parenthesis represent negative numbers for currencies if your Region in the System Settings is set to United States.
Let’s enter data for a check to pay your credit card bill:
1. Tap Checking to open the Checking Register.
2. Tap New.
3. Set the transaction type to Transfer.
4. PocketMoney will open the Account picker for which account to transfer money to. Select Visa.
5. Press the +123 (New Check Number button). The next available number will be entered into the ID# field. Alternatively, you can Enter in a check number.
6. Enter the amount of the check into the Amount field.
7. Tap Save and Back button. Observe that the calculated balance of the Checking and Visa accounts has been updated to reflect the new check.
Let’s enter data for a credit card purchase:
1. Open the Visa register and tap New.
2. The transaction type is already Withdrawal.
3. Tap on the Category label or > and select the appropriate category (e.g., Recreation).
4. Enter the name of the store (e.g., Smuggler’s Notch Ski Shop) into the To field.
5. Enter the amount of the purchase into the Amount field.
6. Tap Save. Observe that the calculated balance has been updated to reflect the new purchase.
7. Optional: Tap the Memo label and enter information in the Notes field (e.g., Snowboard).
Let’s enter data for a paycheck deposit:
1. Open the Checking register and tap New.
2. Set the transaction type to Deposit. Your paycheck increases your net worth.
3. Enter the name of your employer (e.g., E. Scrooge) into the From field. The next time you enter a paycheck you can select the name out of the pop-up list because “Auto-add to popups” is turned on in the Prefs, or you can enter “E” and PocketMoney will auto complete the rest of the transaction for you entering the category and amount of the last paycheck you received.
4. Tap on the Category label and select Salary.
5. Enter the amount of the paycheck into the Amount field.
7. Tap OK and observe that the calculated balance has been updated to reflect the new deposit.
Let’s enter data for a credit card purchase in a foreign country:
1. Turn on Multiple Currencies in the Prefs screen.
2. Open the Visa register and tap New.
3. Tap on the Category label and select Food.
4. Enter the name of the restaurant into the To field.
5. Enter the amount (in foreign currency) of the purchase into the Amount field.
6. Tap on the Amount label or > to open the Exchange Worksheet. Enter the current exchange rate in the Rate field. For example, if 1.33 is the current exchange rate between Canada and the US then 1.33 Canadian dollars (foreign currency) equals 1 US dollar (base currency for account), or pick the foreign currency symbol by tapping the > on the foreign currency line and pick the currency that you want to use. If you have an internet connection available, then PocketMoney will lookup the current exchange rate for that currency code.
7. Tap Save and observe that the calculated balance has been updated to reflect the new purchase.
Reports help you analyze your data.
Pie/List button: Toggles between the list form of the report and the pie chart form.
Turn off the checkbox to remove the item from the Expense total.
Tap on “Charity” in the list to open a Transaction Register to see what is included in “Charity”. This lets you drill down into your data so you can run a Category Report, then drill down into Charity, and run a Payee Report to get a Report summarizing where you spent your money on Charity.
Pinch and zoom, or rotate the screen to make the pie chart the right size for you.
Pie Charts use Google’s Chart API. You data is sent to a Google server which sends back the pie chart image. You are prompted to verify that it is okay for PocketMoney to send your data to google. The only data that is sent is the what is shown in the list view that you have checked. This also means, that an internet connection is required to view the pie chart.
Lookup Lists are used for Accounts, Categories, Payees, Classes, and IDs. The Lookup List is accessed by tapping on the field label or the >.
The Category and Payee popups have one additional feature at the bottom of the screen. Categories and Payees are linked and PocketMoney will show you the Catgegories that have been entered for the current Payee, or the Payees that have been entered for the current Category by default. If you want to see all the Payees or Categories then tap the “All” button at the bottom of the screen.
Tapping Edit on the Services List Screen will switch to the editing screen.
Tap the red delete button to delete services (or swipe to delete).
Tap ‘+’ to add a new service.
Tap on a service name to rename it.
To access the Wi-Fi File Transfers sheet, tap on the Action Button on the Account List Screen.
The SyncDocs server is required to be running on your desktop computer (OS X, Windows, or Linux) so PocketMoney can send and receive files. For directions on downloading SyncDocs visit: http://www.catamount.com/SyncDocs.html.
Sends the PocketMoneyDB.sql database, the com.catamount.PocketMoney.plist preferences file, and any Account Type images to the desktop.
Deletes the current PocketMoney database file and replaces it with what is received fro the SyncDocs server. The files backed up above can be restored. You can also use Restore on PocketMoney for Palm *.pdb files or Quicken Interchange Format (QIF) files if you want to replace your current data with what you are importing.
Import PocketMoney for Palm *.pdb files or Quicken Interchange Format (QIF) files. Import doesn’t delete the current data so you can merge pre-existing data. Imported records are matched on the Account name so the Account name must match exactly.
Sends a Quicken Interchange Format (QIF) file or Tab Delimited Format (TDF) file to the SyncDocs Server. The QIF file can be imported into many financial applications. The TDF file can be imported into databases or spreadsheets.
NOTE: If your desktop software cannot import the file, then it could be a file encoding issue. Try setting QIF Encoding in PocketMoney Preferences to Windows or Mac encoding.
NOTE: Quicken 2005+ dropped support for import certain types of accounts with QIF files. See this wiki page for the work around to import the QIF files: http://en.wikipedia.org/wiki/QIF#Import_Hacks_for_Quicken_2005.2B:_importing_from_QIF
(or the jailbreak version of PocketMoney databases from iPhone 1.x) HotSync your Palm to so the most recent PocketMoney data is backed up. Then drag and drop the PocketMoney PDB files to the SyncDocs server window. The PocketMoney PDB files are located in the /Palm/username/backups/ folder, or you can search for “PocketMoney-Accounts.pdb”, “PocketMoney-Transactions.pdb”, “PocketMoney-Lookups.pdb”. (**The file extension must must lowercase “.pdb” or the files will be sent to the iPhone, but PocketMoney won’t be able to import them.**)
In the Transaction Register screen tapping the Action button allows you to email the transactions currently being displayed. You can limit what transactions are displayed using the Show Custom... in View Options.
You have the choice of creating an email with the transactions in QIF or TDF format.
When you receive the email on your desktop computer, you must copy and paste the data from the body of the email message to a new text file and slap a .qif or .tdf extension on it to import it into a financial program, spreadsheet or word processor application.
For the TDF option you can control which fields are added to the TDF file by turning the display of the fields ON/OFF in the View Options.
After you choose Backup/Restore/Import/Export,then a browser window will open for you to pick the SyncDocs Server. In the SyncDocs Server settings you can name the server whatever you want. I used the default of “SyncDocs”. Since SyncDocs uses Bonjour to find the server you might see other items listed. If you pick a non SyncDocs server or if you try to connect to an old version of SyncDocs server then you will get an “invalid server” error message.
Once you pick the server, then you’ll get a confirmation that the files were uploaded or downloaded.
About PocketMoney: This is where you can find the PocketMoney version number.
Help/FAQ: Sends you to the FAQ on the catamount.com site. The FAQ contains some of the most frequently asked questions. It also has a link to this documentation.
Show Tips: PocketMoney shows help dialogs the first time you enter a screen. If you want to see the help dialogs again then turn this ON. Password: Enter a password if you want PocketMoney to prompt you to enter a password each time you launch it. If you forget your password, then you will have to delete PocketMoney and reinstall it to remove the password.
Tap on the Password input field and the keypad will open. Enter in a PIN (however long you want).
Then scroll up the view (or tap on the Password label to dismiss the keyboard) and tap in the Confirm field and confirm the password you entered in the password field.
If both match then you then the next time you launch PocketMoney it will ask for your PIN.
To erase the PIN you must delete the PIN in the Password and Confirm fields.
Home Currency: This defaults to the iPhone’s home currency, but you can change it by tapping on the Home Currency label or > to open the list of currencies.
Multiple Currencies: Turn ON if you are traveling and want to enter purchases made abroad, or if you need to track accounts with different currencies
[Extra: I turn multiple currencies on and use it to track my frequent flier mileage and use it to track billable hours. The exchange rate for the billable hours is my hourly rate $50, $150, $250.]
Auto add to lists: Adds Category, Payee, Classes to the popup lists automatically.
Export Encoding: PocketMoney supports three types of encoding during file exports. Most newer applications will support the UTF-16 option. If you have troubling importing the file into the application you are using then you can try the older encoding options for Windows and OS X.
Unicode (UTF-16) - chinese, japanese..
Western (ISO Latin 1) - Windows
Western (Mac OS Roman) - OS X
Import duplicates: If ON, then PocketMoney will import all the transactions in the QIF file. If you import the same QIF file twice, then you’ll get duplicates. If OFF, then PocketMoney check to see if the transaction being import already exists and it won’t import it twice. Turning this OFF is useful if you download QIF statements from your bank a couple times a month to update the transactions in PocketMoney. Not foolproof since if you have two transactions on the same day for the same amount, payee, and category PocketMoney will assume the second one is a duplicate and not import it.
Screen Rotation: Do you want PocketMoney to rotate the screen? Or do you prefer to keep it portrait mode at all times?
View Options allows the user to customer the display of data.
Show Accounts: This acts as a global filter on which accounts to use in the Account popup list in the Edit Transaction Screen, and which accounts to show if All Accounts is chosen in the Custom Filter screen.
All - Displays all the accounts.
Non Zero - Displays only accounts with a non-zero balance.
Total Worth - Displays only accounts that have the Total Worth checkbox checked. [If you want to run a report for three specific accounts, then you could set the total worth flag on for those three accounts, and in the Transaction Register View options for Custom pick All Accounts and it will only use the three total worth accounts you selected.]
Show Balance:
Pick up to two balance types. The first balance type you pick will display as the top one in the balance bar. The second choice will be the bottom item in the balance bar.
Future Balance - The balance including all future transactions entered. If you post date a transaction, it is grayed out in the transaction register, but Future Balance will include it in its Balance. You could also call this the Absolute Balance or Overall Balance.
Cleared Balance - The balance of the cleared transactions. Check the cleared checkbox of a transaction in the Transaction Register to change this balance.
Current Balance - This is the balance as of Today. This balance does not include future transactions.
Available Balance - The balance available for you to withdrawal from your bank account or spend on your credit card before you are overdrawn or exceed your credit limit. Available Balance is the difference between the Current Balance and the Limit entered in the Account Info for the current account.
Account, Category, Class, Payee Report buttons: Opens the Report Screen and summarizes the data based on account, category, class, or payee.
Use Show Custom in the Transactions Register View Options to customize the data for the reports. Limit the date range, pick All Accounts to run a report across multiple accounts...
(See Reports Screen for more information.)
Adjust Balance: Opens the Adjust Balance Screen. (See Adjust Balance Screen for more information.)
Rollup: Rollup deletes all of the transactions currently shown in the transaction register and replaces them with one transaction. It keeps the sum of the amounts and the categories of deleted transactions so the balance of the account stays correct and keeps the categories so you can run reports while maintaining some historical category information. (You can’t see the categories currently because they are stored in the rolled up transaction as splits, but version 1.4 should implement splits). Rollup will create two transactions if cleared transactions get rolled up so it has one cleared and one uncleared rolled up transaction.
Use rollups to delete old data that you no longer want around. You might rollup data for the previous year after you do your taxes. PocketMoney can handle large amounts of data so I never rollup my data because I like to keep all my data with me.
View Options allow the user to customize the display of data to how they like to work.
Show: All - Resets the Custom... filter.
Custom... - Opens the Edit Filter Screen to allow you to customize the data based on account, type, date, category, payee... (See Edit Custom Filter Screen for more information.)
Sort:
Ascending Date - If you like the newest transaction at the bottom of the screen like a traditional checkbook.
Descending Date - If you like the newest transaction at the top of the screen.
Go to Date: Jump backwards in time to view a transaction from the past. If you have a lot of transactions this is a lot quicker than flipping the screen to back back to 2002. For first and last there is no need to be exact...to quickly get to the first transaction flip the year to something really early like 1978...to quickly get back to the newest transaction flip the year to something in the future like 2020.
Show in line item: Turn these switches on or off if you want to display the ID#, Category, Memo, or Current Balance in the Transaction Register.
Set the options to create a custom views of data for reports or for exporting. There is an All option for each item, including Accounts which is how you can create reports that span accounts. The All Accounts option is limited by what the Account View Options has set for the Non-Zero or Total Worth Accounts. If you really want All Accounts, then make sure Account View Options is also set to All Accounts.
Tapping on the Date button will use the date picker shown. Tapping on the time button will use a Date Picker that also lets you set the time.
Tapping the Now button will set the Date Picker to the current date and time.
The Exchange Rate Worksheet is accessed from tapping on the Amount label or > on the Edit Transaction Screen. Multiple Currencies must be ON in PocketMoney Preferences.Tapping on the Foreign Amount label or > will open up the Currency Picker. If there is an internet connection available, then PocketMoney will lookup the current exchange rate for the currency you select and enter it into the Exchange Rate field.
1/x will invert the Exchange Rate amount.
Depending on the order in which you edit the Foreign Amount, Exchange Rate, and Account Amount field PocketMoney will calculate the appropriate value for the other fields.
PocketMoney installs several Account Type icons for you by default, but you can create and install your own, also.
The icon should be 30x30 pixels. 
The type of the icon needs to be either png, jpg, or gif.
Once you create the icon, then you can use the “Import from desktop...” option in the Action Button to send the icons from the SyncDocs Server over Wi-Fi to install into PocketMoney on the iPhone.
The icons you download into PocketMoney will be listed after the default icons in the Account Icon list. HSA.png is a custom icon.